Credit History Doesn’t Define You — Education Creates Your Next Step

I help everyday people understand their credit reports, learn how credit works, and receive educational guidance and administrative support related to their consumer rights.

Schedule a Credit Consultation

No guarantees. Results vary. Educational & administrative support only.

Our Simple 3-Step Credit Education & Consulting Process

We follow a clear and transparent process designed to help clients understand their credit reports, learn about credit factors, and receive administrative support related to consumer credit information.

Credit Review & Analysis

Understand what’s affecting your credit

We start with a detailed review of your credit reports to identify inaccurate, outdated, or unverifiable information. You’ll receive a clear explanation of what’s impacting your credit and the options available to you.

  • Full credit report review

  • Identification of inaccurate items

  • Clear, easy-to-understand explanation

Credit Dispute Education & Administrative Guidance

After reviewing your credit reports, we guide you through the credit dispute process by explaining what information is being reported, what steps are available, and how disputes work. We provide education, organization support, and clear instructions so you can confidently take action and stay informed throughout the process.

  • Education on consumer credit rights and dispute procedures

  • Guidance on organizing credit-related documents

  • Explanation of dispute timelines and possible responses

  • Ongoing educational support and progress explanations

Education & Credit Building Support

Designed for long-term success

Beyond disputes, we provide education and guidance to help you build positive credit habits, understand future report changes, and make informed financial decisions moving forward.

  • Credit education & guidance

  • Personalized support strategies

  • Focus on long-term credit understanding and habits

Not Ready to Start Just Yet?
Schedule a Free Credit Consultation

We’ll review your situation, explain what’s affecting your credit, and help you understand your options—no pressure and no obligation.

Schedule a Free Consultation

Frequently Asked Questions

What services does CreditYulissa provide?

CreditYulissa provides credit education, credit report analysis, and consulting services designed to help consumers understand their credit reports, credit factors, and consumer rights. Our services are educational and administrative in nature and are intended to help clients make informed decisions about their credit.

Is credit education and consulting legal?

Yes. Consumers have the right to review their credit reports and dispute inaccurate information under the Fair Credit Reporting Act (FCRA). Our services focus on education and guidance to help clients understand this process. We do not provide legal advice or legal representation.

How long does it take to see changes on a credit report?

Credit report changes vary based on individual circumstances, credit bureau timelines, and the information being reviewed. Because each credit profile is different, timelines can vary and results are not guaranteed.

Do you guarantee results or credit score increases?

No. We do not guarantee specific outcomes, score increases, deletions, or approvals. Credit report results depend on many factors, including creditor responses and consumer actions.

What happens during a free credit consultation?

During a free credit consultation, we review your situation, explain how credit reporting works, and provide educational guidance on available options. There is no obligation, and no services are performed during the consultation.

Are your services month-to-month?

Yes. Our consulting services are provided on a month-to-month basis with no long-term contracts. Clients may cancel according to the terms outlined in our cancellation and refund policy.

Why There’s a One-Time Setup Fee

The setup fee covers your initial credit analysis, onboarding, client portal setup, strategy development, and preparation for your first dispute cycle. This allows us to begin working on your case immediately.

Legal Disclosure: Credit Yulissa provides credit education, credit report analysis, and consulting services designed to help consumers better understand their credit reports, credit factors, and consumer rights. We do not provide legal or financial advice. Results are not guaranteed, and outcomes may vary. Consumers may dispute inaccurate information on their credit reports directly with the credit bureaus at no cost under the Fair Credit Reporting Act (FCRA).

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